You drive over on a Sunday in the middle of October. The marine layer never quite burned off, so it is grey and about sixty-four outside, which in Santa Monica barely counts as weather. You let yourself in and your mother is in her chair with a cardigan on, and a throw over her lap, and socks. The thermostat in the hallway reads sixty-eight.

You are perfectly comfortable. You take your jacket off. And somewhere in the back of your mind you file the same note you filed in March and again in June: she’s always cold now.

That note is the one I want to pull back out, because almost every family I have met files it the same way — as a quirk, a preference, something that came with getting older, like preferring the news at six. It is usually none of those things. It is a reading, and nobody is taking it.

In Los Angeles, nobody believes cold is a risk

This is a regional blind spot and I have watched it operate for years. Our cold does not look like cold. Nobody on the Westside owns a snow shovel. The number on the weather app says fifty-eight and the sun is out by noon, and so the entire category of “keeping an older person warm” never gets opened at all.

But the forecast is not what matters here. What matters is how many hours a house sits in the low sixties, and how much margin the person sitting in it has. The National Institute on Aging has been plain about this for years: older adults lose body heat faster than they did when they were younger, and the loss can happen at indoor temperatures that sound perfectly reasonable — in the sixties — particularly over long, still, unheated hours.

An eighty-one-year-old sitting motionless in a sixty-two-degree bedroom from nine at night until eight in the morning is in a different situation than you are, standing in the same room in a fleece for ten minutes. The room is identical. The two bodies in it are not.

“She’s just always cold” is a conclusion, and nobody checked it

Here is the part families skip. Feeling cold all the time, when it is new, is information about the body. There are several ordinary reasons an aging adult starts running cold, and none of them are personality:

  • Less muscle and less body fat. Muscle generates heat and fat holds it. Most people lose both through their seventies, so they make less warmth and keep less of it.
  • Circulation. Hands and feet are the first to go cold when less blood is reaching them.
  • Thyroid changes. An underactive thyroid is common with age and cold intolerance is one of its classic features.
  • Anemia. Also common, also presents as feeling cold and tired, and also found with an ordinary blood test.
  • Medications. Some blood pressure medicines, sedatives and others affect circulation or blunt the body’s response to cold.

I am not telling you which of those it is. That is genuinely not mine to say, and it is not yours to settle either. What I am telling you is that “she’s just always cold” is a diagnosis that a family made at a kitchen table, and that the actual version of that sentence is her doctor has not been told this is new. It belongs on the list for the next appointment, next to everything else. It is a cheap thing to ask about and an expensive thing to assume.

That is the same mistake families make in the other direction in summer, when a father who will not turn on the air conditioning gets read as stubborn rather than as someone who has stopped registering temperature accurately.

The cold house is often a money decision she will not mention

There is a second reason the heat is off, and she is not going to volunteer it.

A great many older adults on a fixed income manage the gas bill by simply not running the furnace. This is not poverty, necessarily. It is thrift that hardened into a rule sometime around 1978 and never got revisited, and it is reinforced every winter by an envelope with a number on it that feels enormous.

So she wears the cardigan. She puts the throw on. She goes to bed early because the bed is the warmest place in the house. None of that reads as a crisis from the outside, and all of it is a decision she made alone, about a bill she has not shown anyone. If envelopes have generally stopped getting opened, that is its own signal worth reading.

And there is a third possibility, which I have walked into more than once in houses on the Westside built in the fifties: the heat does not actually work. The wall furnace has not been serviced in a decade, or it runs and smells wrong so she stopped using it, or one zone died and she adapted around it. She has not mentioned this because mentioning it starts a conversation about repairs, money and whether she can still manage the house. It is easier to put on a sweater.

Both utilities that serve this area run income-qualified discount programs, and both of them are badly underused by exactly the people who qualify. That is a twenty-minute phone call you can make with her, not for her.

What a cold house actually costs, beyond being chilly

If it were only discomfort I would not write about it. The cost shows up sideways:

  • She stops moving. A cold room produces a person who stays under the blanket in one chair all day. Immobility is the thing that quietly declines people — more reliably than almost any diagnosis.
  • Stiffness becomes instability. Cold joints are stiff joints, and stiff is slower to catch yourself. If she is already holding the furniture to get across the room, a cold house is not a neutral background condition.
  • Bathing stops. A freezing bathroom is reason enough on its own. Two weeks without a shower usually has a practical cause underneath it, and in October the cause is frequently the room.
  • She drinks less. Cold suppresses thirst, and reduced drinking has its own chain of consequences that end in a confused parent and an emergency room.
  • Cold hands lose fine motor control. Buttons, pill bottles, the stove knob, the phone. Things that were manageable in August become fumbling in January, and get read as decline rather than as temperature.

And one more, which matters more than the rest: sustained cold can produce confusion that looks exactly like a bad cognitive turn. If a parent seems suddenly foggy, temperature belongs on the list of ordinary physical causes to rule out, the same way sudden confusion usually turns out not to be dementia.

What to look at, on the next visit

You do not need instruments for most of this. You need to stop being a guest for twenty minutes.

  • What the thermostat is set to, not what it reads. Those are different numbers and the second one is a hallway.
  • The temperature in the room she actually lives in. A hallway reading sixty-eight routinely means sixty-one in a back bedroom over an unheated crawlspace. A nine-dollar thermometer on the nightstand settles this permanently.
  • Whether the furnace has run at all this season. Turn it on and stand there. Listen to it. Smell it. Look at the filter.
  • Space heaters, and what they are plugged into. A space heater on an extension cord or a power strip is a real fire risk, and it is how a lot of people are quietly heating one room.
  • The bed. Whether she is sleeping in daytime clothes, and how many blankets have migrated onto it.
  • Her hands and feet. Actually touch them. Compare them to yours.
  • The bathroom. Stand in it. That is the coldest room in most houses and the one where she has to undress.

The fixes are boring, which is exactly why they get skipped

None of what follows is clever. It is just rarely anybody’s job.

Set the thermostat to a steady temperature rather than letting it be a reactive decision she makes while cold. The National Institute on Aging’s general guidance for older adults lands around sixty-eight to seventy degrees — which is worth sitting with for a second, because it makes sixty-eight the bottom of the range rather than a comfortable setting, and the hallway sixty-eight you saw is a warmer number than the room she sleeps in.

Then: service the furnace before you need it. Warm the bathroom before she bathes rather than after, and have the robe and the towel warm and waiting for the minute she gets out, because the few minutes after a bath are when a body loses heat fastest and when most people simply stand there wet and cold. Layers rather than one heavy thing. Something warm to drink in the afternoon. A proper blanket on the chair she lives in, not the thin decorative one.

And get the temperature question onto a medical list rather than leaving it on a family one.

She’s always been cold. Even when we were kids.

Maybe. But check the date on that memory. “Always” is doing an enormous amount of work in that sentence, and in my experience it usually compresses about eighteen months into a lifetime.


Most of what is in this article is not medical work. It is somebody being in the house often enough to notice that the furnace never comes on, that the back bedroom is sixty-one degrees, and that she has been wearing the cardigan since September — and then saying so out loud to the people who can do something about it.

That is a good part of what CarePali actually is. Non-medical, in-home support with the daily business of living — across the Westside of Los Angeles and coastal Ventura, with a nurse behind the plan. Care starts at $1,700 a month, and you can see how the plans are built on our services page.

If this October is the one where you stopped assuming the cardigan was a preference, call (310) 818-3217, email reach@carepali.com, or start a care plan.